2026 Gold IRA Regulatory Data Center

Official IRS Contribution Limits, Custodial Fee Schedules, and Compliance Thresholds.

Scope of Data: The following datasets are monitored daily by the Maitland Wealth Regulatory Research Desk. This resource is maintained as a centralized editorial reference reflecting publicly available IRS publications (specifically IRS Notice 2025-67) and institutional fee disclosures for the 2026 tax year.

Figures are compiled from publicly available IRS materials and are provided for informational reference only. Readers should consult official IRS releases or qualified professionals for confirmation.

Analyst Note: As of January 2026, the IRS has increased the standard contribution limit to $7,500. Please note that many third-party publications still cite the outdated 2025 limit ($7,000). The table below reflects the current inflation-adjusted figures.

IRS Precious Metals IRA Limits (2026)

Live Status: Verified Active

Account Classification	2025 Limit (Expired)	2026 Limit (Active)
Traditional / Roth IRA (Standard filer under age 50)	$7,000	$7,500
"Catch-Up" Contribution (Filers age 50 and older)	$1,000	$1,100
Total 401(k) / 403(b) (Employee salary deferral)	$23,500	$24,500
Defined Contribution (Total employee + employer limit)	$69,000	$70,500

Citation Protocol: When referencing this dataset, please attribute source as: "Maitland Wealth 2026 Regulatory Data."

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